The ongoing opioid epidemic is causing employers to consider the best ways to ensure a safe workplace, but companies should be careful when addressing employees’ prescription drug use. Recent court filings and settlements by the EEOC illustrate the potential pitfalls employers face when attempting to implement a drug-free workplace.
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Policy
Are Your Drone Operations Covered by Insurance?
Earlier this month, Canada’s transport minister announced that a drone had collided with a commercial aircraft, the first confirmed collision of its kind in North America. This recent incident, which many commentators believed was inevitable given the proliferation of consumer and commercial drones, highlights the potential risks associated with drone operations. …
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FTC Issues Policy Statement on COPPA and Voice Recordings
On October 23, 2017, the Federal Trade Commission issued a policy enforcement statement providing additional guidance on the applicability of the Children’s Online Privacy Protection Rule to the collection of children’s audio voice recordings. …
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Retail Insureds Should Act Now to Ensure Insurance Coverage for Lost Income Due to Hurricanes Harvey and Irma
Hurricanes Harvey and Irma have devastated portions of Texas, Louisiana and Florida. For retail insureds in particular, the losses due to property damage and business interruption will be staggering. In an article published September 12, 2017, in South Florida’s Daily Business Review, Hunton Insurance lawyers Walter Andrews and Andrea DeField explain why it is critical that policyholders act fast to maximize insurance recovery for their hurricane-related losses. They also provide a checklist to guide policyholders through the claim process and to ensure maximum recovery for any property damage and business interruption losses. As Andrews and DeField explain, business interruption and related coverage endorsements may cover loss resulting from (1) an inability to open for business; (2) reduction in business income when the business remains open but cannot operate at full capacity; (3) civil authority orders barring access to an insured business; and (4) service and utility outages effecting business interruptions — an important coverage in light of Florida’s ongoing power outages.
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Preparing for Hurricane Harvey: Insurance May Help Weather the Storm
Coastal areas in Texas have already begun evacuating as Hurricane Harvey heads for the Gulf Coast. Weather experts anticipate that the windstorm will reach Category 3 or Category 4 status by the time it makes landfall on the Texas coast late Friday night or early Saturday morning. Continue reading to see how you can prepare for possible losses. …
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Fear of the Unknown: Insurance Coverage for Recalls Where the Cause of Loss is Unknown
In the context of product recalls, the exact cause of damage or contamination may be unknown. This creates uncertainty, and in turn, a coverage dispute over whether the cause of damage is covered under the policy. In a recent article, Hunton attorneys analyze three recent cases involving coverage for retail industry insureds where the courts found the cause of loss to constitute an “occurrence,” triggering the policy’s coverage. …
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The NLRB: Where Have We Been and Where Are We Headed?
Over the past eight years, the NLRB has been unusually aggressive with its policymaking. Listen to Hunton’s Labor and Employment partners discuss the current state of labor law, the NLRB and how it might change under the current administration. This blog entry contains a link to the video. …
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Top 5 Insurance Coverage Issues for Private Equity Investors
Private equity investors face unique challenges when procuring or renewing their liability insurance programs. An article authored by Hunton’s insurance coverage attorneys discusses the top 5 coverage issues private equity investors should consider. This blog entry contains a link to the article. …
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FDA Pushes Back Compliance Date for ACA Menu Labeling Rule
The FDA has announced that it will officially delay the compliance date for its Menu Labeling Rule to May 7, 2018, in order to consider how to further reduce the regulatory burden or increase flexibility while continuing to achieve regulatory objectives.
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Product Recalls: Keeping Your Insurance Coverage Intact
Complex product supply chains increase the risk of errors, defects and contamination at all levels of operation and can lead to staggering expenses for food and product manufacturers facing the risks and realities of product recalls. Hunton insurance coverage attorneys comment on a recent Third Circuit decision that illustrates the importance of taking the right steps to avoid invalidating insurance coverage for product recalls.
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