Recently, HoneyBaked Foods, Inc., Wornick Foods and Foster Farms have been in the news because of different kinds of contamination claims. Syed Ahmad and Matthew McLellan, attorneys on Hunton & Williams LLP’s Insurance Coverage Counseling and Litigation team, authored an article entitled A Primer On Insurance Coverage for Food Contamination Losses, which provides an overview of insurance protection for food contamination issues that retailers, wholesalers and manufacturers may encounter. The article describes the insurance coverage available under traditional insurance policies, as well insurance protection designed specifically to cover contamination events experienced by food and beverage retailers. Through discussion of recent, high-profile contamination events and product recalls, the article provides insight on the type of losses that may be covered and the necessary proof of loss, as well as some of the pitfalls and limitations on coverage that retailers and other types of policyholders may face.
Read the full article in Food Logistics Magazine.